VISA Credit Cards

VISA Inc is a US based company that offers financial services and facilitates worldwide payments via its global VISA payment service.

VISA is a strong leader in world payments industry, covering more than 60% of purchase transactions around the World.

Many banks worldwide issue credit, debit, prepaid or secured cards, supported by VISA payment system.

intro purchase APR 0% for 12 monthsregular APR17.65 - 26.49% (V)
intro BT APR 0% for 12 months 3% min $5
rewards 1x, 5x points per dollar 15,000 bonus
  • earn 5x points for gas, grocery and drugstore purchases in the first 6 months
  • 1 point per dollar on all purchases then
  • 15,000 bonus points if you spend $1,000 (net purchases) in first 3 months

 

good credit required

no annual fee

15,000 bonus

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intro purchase APR no intro offerregular APR16.49 - 23.49% (V)
intro BT APR 16.49-23.49% 5% BT fee $5 min
rewards 1x 2x 3x on every dollar +2 free nights
  • 3x points on Hyatt purchases
  • 2x points on dining, airline tickets, car rentals
  • get 2 free nights for spending $2,000 in the first 3 months

 

 

good credit required

$75 annual fee after first year

Hyatt Platinum status

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intro purchase APR no intro offerregular APR16.49 - 23.49% (V)
intro BT APR 16.49-23.49% 5% BT fee $5 min
rewards 1 or 3 miles per $1 +50,000 miles
  • earn 3 miles on every dollar spent on  British Airways purchases
  • 1 miles on all other purchases
  • get 50,000 miles after spending $3,000 in the first 3 months

 

good credit required

$95 annual fee, waived for the first year

1% regular rewards rate

50,000 bonus miles

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intro purchase APR no intro offerregular APR23.24% (V)
intro BT APR 23.24% 3% BT fee $5 min
rewards 5c or 15c per gallon on $100 25c first 60 days
  • get 25c per gallon rebates for $100 spend anywhere in the first 60 days of the card
  • after that, 15c per gallon gas rebates for every $100 spent on BP
  • and 5c on $100 spend everywhere else except non BP gas stations 
fair credit required

no annual fee

5c/15c/25c per gallon in rebates

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intro purchase APR no intro offerregular APR14.74 - 22.74% (V)
intro BT APR no intro offer 14.24-22.24%
rewards 1% 2% 3% on every $1 +$50 off at Amazon
  • earn 3% back on Amazon purchases
  • 2% on gas, dining out and drugstores
  • 1% on everything else
  • get $50 on your Amazon account upon cards approval
fair credit required

no annual fee

3% back on Amazon

2% back on gas, dining and drugstores

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Benefits

For a full list of benefits visit Visa website. We’ll highlight the most important benefits here.

VISA cards come in two major tiers - VISA standard and premier VISA Signature with additional benefits

Visa Standard benefits

  1. Apple Pay. You can use your VISA card with Apple Pay if your bank supports it.
  2. Travel and Emergency Assistance Services. You’ll pay for actual services. VISA provides you with a free consultation and assistance only.
  3. Roadside assistance. You pay $59.95 for every use of the service.
  4. Emergency Card Replacement and Emergency Cash Disbursement.
  5. Rental Collision Damage Waiver. Available on all Visa cards. Good for 15 days of car rental or less and doesn’t cover ‘exotic or luxury cars’.

 

Additional Visa Signature benefits

  1. 24-hour concierge service.
  2. Travel accident insurance for a cardholder and family
  3. Lost luggage reimbursement


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