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Credit Cards with No Interest Available Today?
Zero introductory APR cards are advertised by all major banks. There are offers with 0% APR for balance transfers or for new purchases that give a relief from interest for 6-18 months. The majority of offers stick to a 12 month period of no interest
Here’re our editor's top picks for 0% intro APR cards:
no annual fee
intro BT APR
points for carrying a balance
Be aware of these details:
- Intro APR can apply only to purchases, only to balance transfers, or to both.
- For balance transfers, zero APR usually applies only to transfers made within 30-90 first days of the card. A balance transfer fee of about 3% generally applies.
During the introductory period, you still need to make minimum payments. If you miss, the bank will be happy to charge you a late payment fee and retrospectively apply a penalty APR as high as 25-30%.
- By the end of the introductory period, you need to repay your balance in full; everything that is not paid off will yield an interest.
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