Updated: 07/25/2016

Low Interest Cards for Good Credit

With good credit in a range of 660-720 of the FICO score, you can find that your personal credit card offers will tend to have a higher APR than the best rates in advertisements.

We consider a low APR the rate below the national average of 13%. APR around a 10% would be even better and still achievable.

Our editors picked the best low APR cards for those with a good credit:

intro purchase APR 0% for 14 monthsregular APR11.49 - 23.49% (V)
intro BT APR 0% for 14 months 3% BT fee
rewards 1% or 2% 
  • earn 2% cashback on gas and restaurants with $1,000 quarterly limit in combined purchases
  • 1% on all other purchases
good credit / fair credit required

no annual fee

2% on gas and dining out

read review
intro purchase APR 0% for 12 monthsregular APR10.49 - 22.49% (V)
intro BT APR 0% for 12 months 3% min $5
fair credit required

no annual fee

low APR

12 months intro APR and balance transfer

read review
intro purchase APR no intro offerregular APR10.99 - 19.99% (V)
intro BT APR 0% for 18 months 3% min $5
rewards 4 points per $1 + points on balance
  • 4 points per dollar on purchases
  • 100 points for every $1 of interest charged by bank on your balance with a balance more than $1,500
  • 100 points for every $2 of interest charged by bank on your balance with a balance between $500- $1,500

 

good credit required

no annual fee

low APR

intro BT APR

points for carrying a balance

read review
intro purchase APR 0% for 18 monthsregular APR11.49 - 21.49% (V)
intro BT APR 0% for 18 months 3% min $10
good credit required

no annual fee

low APR 11.49-21.49%

read review
intro purchase APR 0% for 15 monthsregular APR11.40 - 21.40% (V)
intro BT APR 0% for 15 months 3% BT fee $10 min
good credit required

no annual fee

low ongoing APR

0% intro APR until March 2016

read review
intro purchase APR 0% for 7 monthsregular APR9.74 - 20.74% (V)
intro BT APR 4% min $10 9.74-20.74%
rewards $200 for spending $500 
good credit required

no annual fee

low APR starting from 9.74%

intro APR for 7 months 

no rewards

read review

Be aware that your personal offer can be higher than the minimum APR listed



Leave a comment

Filtered HTML

  • Web page addresses and e-mail addresses turn into links automatically.
  • Shortcodes usage

    1. [cardscalculator category="%MAIN_FILTER%" filter-category="%FILTER%" fields="%FIELDS%" user-calc-type="%TEMPLATE_ID%" page-size="%PAGE_SIZE%"]

      where:

      %MAIN_FILTER% - category Ids comma-separated - filter cards from DB (int)

      %FILTER% - category Ids comma-separated - filter cards we got in %MAIN_FILTER% (int)

      %FIELDS% - category Ids comma-separated, allowed: [total-rewards, total-interest, total-bt-cost, rewards-rate, intro-apr-and-period, bt-fee, apr, intro-bonus, intro-bonus-value, ongoing-apr, intro-bt-apr-and-period, first-year-annual-fee]

      %TEMPLATE_ID% - template Id (int)

      %PAGE_SIZE% - cards on page (int)

  • Allowed HTML tags: <a> <em> <strong> <cite> <blockquote> <code> <ul> <ol> <li> <dl> <dt> <dd>
  • Lines and paragraphs break automatically.

Plain text

  • No HTML tags allowed.
  • Shortcodes usage

    1. [cardscalculator category="%MAIN_FILTER%" filter-category="%FILTER%" fields="%FIELDS%" user-calc-type="%TEMPLATE_ID%" page-size="%PAGE_SIZE%"]

      where:

      %MAIN_FILTER% - category Ids comma-separated - filter cards from DB (int)

      %FILTER% - category Ids comma-separated - filter cards we got in %MAIN_FILTER% (int)

      %FIELDS% - category Ids comma-separated, allowed: [total-rewards, total-interest, total-bt-cost, rewards-rate, intro-apr-and-period, bt-fee, apr, intro-bonus, intro-bonus-value, ongoing-apr, intro-bt-apr-and-period, first-year-annual-fee]

      %TEMPLATE_ID% - template Id (int)

      %PAGE_SIZE% - cards on page (int)

  • Web page addresses and e-mail addresses turn into links automatically.
  • Lines and paragraphs break automatically.


SIGN UP TO GET FREE
CREDIT SCORE UPDATES
and
exclusive members-only deals
Follow us
Facebook Twitter Google+