U.S. Bank Visa Platinum Card

back U.S. Bank Visa Platinum
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intro purchase APR 0% for 12 monthsregular APR10.49 - 22.49% (V)
intro BT APR 0% for 12 months 3% min $5
fair credit required
Terms and Conditions

no annual fee

low APR

12 months intro APR and balance transfer

Terms and Conditions

Editors Review

Pros

  • no annual fee
  • 12 months intro 0% APR on purchases and balance transfers
  • low ongoing APR starting at 10.49%

Cons

  • 3% international transaction fee
  • no rewards
  • no welcome bonuses

Verdict

A good balance transfer and low APR card for those who focus on paying off existing debt instead of collecting rewards. This card is good if you have average or good credit.

Last updated: 02/24/2017


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