Capital One Platinum Prestige

intro purchase APR 0% for 15 monthsregular APR11.40 - 21.40% (V)
intro BT APR 0% for 15 months 3% BT fee $10 min
good credit required

no annual fee

low ongoing APR

0% intro APR until March 2016

Editors Review

Update: The card is no longer available. See other Capital One cards

A good low-interest card for good to excellent credit

Pros

  • Low APR – 11.40% or 21.40% (variable) based on your credit score
  • 0% APR on purchases and balance transfers for 15 months
  • No annual fee
  • No foreign transaction fee

Cons

  • No rewards and no sign-up bonuses

Verdict

A good card if you carry a balance, low APR is more important than all rewards and perks. Perfect for balance transfer – 0% APR for 15 months will give you a good break in paying interest.

Best option for those who carry a balance on a card

Last updated: 02/24/2017




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