MasterCard credit cards

MasterCard is a second largest global payments network, covering almost 27% of all global purchase transactions.

Many banks over the World issue different types of cards under MasterCard payment network: credit, secured, prepaid and debit.

intro purchase APR no intro offerregular APR10.40% to 20.40%*
intro BT APR no intro offer 3% BT fee
bad credit / no credit required

Best for members rebuilding or establishing credit

It's a real credit card — not a debit or prepaid card.

Determine your own credit limit ($250 to $5,000) with an interest-earning CD.

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Another credit card from Indigo brand - for Fair to Good credit owners this time.

intro purchase APR n/aregular APR24.90%
good credit / fair credit required

Easy pre-qualification process with fast response

Less than perfect credit is okay

Online servicing available 24/7 at no additional cost

Unsecured credit card, no security deposit required

Account history is reported to the three major credit bureaus in the U.S.

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intro purchase APR no intro offerregular APR15.24, 20.24, 24,24%
intro BT APR no intro offer 15.24-24.24%
rewards +$100 bonus 3% on dining, 2% on groceries
  • get $100 for spending $500 on the card in the first 3 months
  • 3% cash back on dining
  • 2% on groceries
  • 1% unlimited on everything else
excellent required

unlimited rewards 3% on dining, 2% on groceries, 1% on other purchases

$100 bonus for spending $500 on the card in the first 3 months

no annual fee

no balance transfer fee

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intro purchase APR 0% for 6-24 months regular APR17.15 - 23.15% (V)
intro BT APR not allowed 
rewards $25 bonus on opening $5 back on $500
  • 3% back on Walmart purchases
  • 2% on Murphy USA and Walmart gas
  • 1% on all other purchases

 

bad credit required

no annual fee

$25 bonus

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intro purchase APR 1.99% for 6 monthsregular APR10.74 - 20.74% (V)
intro BT APR 1.99% for 6 months 5% BT fee $10 min
rewards $10 to your favorite charity for sign up 1% on all purchases goes to your chosen charity

earn tax deductible 1% cash back and automatically send it to the charity of your choice

good credit / fair credit required
  • No Annual Fee
  • Low APR starting at 10.74%
  • World MasterCard benefits
  • Earns 1% Cash Back to ANY nonprofit of your choice including K-12 schools, colleges, & religious organizations
  • Comes with all of the great benefits of a World MasterCard
  • Support up to three nonprofits at once
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Benefits

For a full list of benefits visit Master Card website. We’ll focus on the most important benefits here.

MasterCard cards come in Standard, Gold, Platinum, World, World Elite tiers, followed by the exclusive MasterCard Black.

 

MasterCard Standard benefits

  1. Apple Pay. You can use your MasterCard card with Apple Pay if your bank supports it.
  2. Travel Accident Insurance for a cardholder and close family members
  3. Zero Liability on fraud transactions
  4. Price Protection. You can get a difference in price, if an item purchased with a card is found being advertised for a lower price. Good for 60 days after a purchase was made.

 

Additional Gold level benefits

  1. Rental Insurance. This is an important and valuable benefit can only be found on the gold and higher tier of MC cards. Available for rentals up to 31 days, vehicles with MSRP less than $50,000. Some countries are not covered.
  2. Master Assist. Assists you in emergency on a travel. You pay for services if needed. Consultation and assistance is provided for free by MasterCard

 

Additional Platinum benefits

  1. Concierge Services – non emergency assistant services.
  2. Master Assist Plus with a coverage of $25,000 for medical, evacuation and similar emergency expenses.

 

Additional World level benefits

  1. Priceless cities. A list of exclusive opportunities and deals across World’s largest cities.
  2. Airport Lounge Access. 600 lounges in 100 countries. You pay for each visit by yourself.
  3. Price Protection for 120 days
  4. Trip Cancellation Insurance
  5. Baggage Delay Insurance, Lost or Damaged Luggage Insurance (up to $300 per bag)
  6. Hotel/Motel Burglary Insurance

 

Additional World Elite benefits

  1. 24/7 Personal Travel Advisor

 

Master Card Black benefits

  1. MasterAssist Black. All services, covered by a lower programs as well as coverage $25,000 for a cardmember and $15,000 for dependents.
  2. Baggage Loss Insurance up to $1,200, Trip Cancellation up to $1,000, and Trip Delay Insurance up to $200.
  3. Personal Assistant
  4. Priority Pass Airport Lounge Access


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