MasterCard credit cards

MasterCard is a second largest global payments network, covering almost 27% of all global purchase transactions.

Many banks over the World issue different types of cards under MasterCard payment network: credit, secured, prepaid and debit.

intro purchase APR 0% for 6-24 months regular APR17.15 - 23.15% (V)
intro BT APR not allowed 
rewards $25 bonus on opening $5 back on $500
  • 3% back on Walmart purchases
  • 2% on Murphy USA and Walmart gas
  • 1% on all other purchases

 

bad credit required

no annual fee

$25 bonus

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intro purchase APR 1.99% for 6 monthsregular APR10.74 - 20.74% (V)
intro BT APR 1.99% for 6 months 5% BT fee $10 min
rewards $10 to your favorite charity for sign up 1% on all purchases goes to your chosen charity

earn tax deductible 1% cash back and automatically send it to the charity of your choice

good credit / fair credit required
  • No Annual Fee
  • Low APR starting at 10.74%
  • World MasterCard benefits
  • Earns 1% Cash Back to ANY nonprofit of your choice including K-12 schools, colleges, & religious organizations
  • Comes with all of the great benefits of a World MasterCard
  • Support up to three nonprofits at once
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intro purchase APR no intro offerregular APR15.74 - 15.74% (V)
intro BT APR 15.74 3% BT fee $5 min
rewards 1-2-3 points per $1 + 50.000 points
  • get 50,000 points after spending $4,000 in the first 3 months
  • 3x points on air travel and hotels
  • 2x points for dining and entertainment

 

excellent required

$450 annual fee

50,000 intro bonus

lounge passes, global entry and more 

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intro purchase APR no intro offerregular APR24.99 - 24.99% (V)
intro BT APR 24.99% no BT fee
bad credit / no credit required

no annual fee

bad credit or no credit 

25 days grace period

$49-$200 security deposit

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intro purchase APR no intro offerregular APR16.24 - 16.24% (V)
intro BT APR no intro offer 3% BT fee with $5 minimum
rewards 1-2 miles/$1 +50,000 spending bonus
  • 50,000 AAdvantage bonus miles for spending $3,000 in the first 3 months
  • 2 Admiral's Club lounge One-Day Passes 
  • 5% bonus on miles on annual renewal
  • Companion Certificate each year if you spent $30,000
  • Additional American Airlines travel benefits

 

excellent required

$95 annual fee, waived for the 1st year

up to 2 miles/$1

50,000 sign-up bonus

lots of AAirlines travel perks

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Benefits

For a full list of benefits visit Master Card website. We’ll focus on the most important benefits here.

MasterCard cards come in Standard, Gold, Platinum, World, World Elite tiers, followed by the exclusive MasterCard Black.

 

MasterCard Standard benefits

  1. Apple Pay. You can use your MasterCard card with Apple Pay if your bank supports it.
  2. Travel Accident Insurance for a cardholder and close family members
  3. Zero Liability on fraud transactions
  4. Price Protection. You can get a difference in price, if an item purchased with a card is found being advertised for a lower price. Good for 60 days after a purchase was made.

 

Additional Gold level benefits

  1. Rental Insurance. This is an important and valuable benefit can only be found on the gold and higher tier of MC cards. Available for rentals up to 31 days, vehicles with MSRP less than $50,000. Some countries are not covered.
  2. Master Assist. Assists you in emergency on a travel. You pay for services if needed. Consultation and assistance is provided for free by MasterCard

 

Additional Platinum benefits

  1. Concierge Services – non emergency assistant services.
  2. Master Assist Plus with a coverage of $25,000 for medical, evacuation and similar emergency expenses.

 

Additional World level benefits

  1. Priceless cities. A list of exclusive opportunities and deals across World’s largest cities.
  2. Airport Lounge Access. 600 lounges in 100 countries. You pay for each visit by yourself.
  3. Price Protection for 120 days
  4. Trip Cancellation Insurance
  5. Baggage Delay Insurance, Lost or Damaged Luggage Insurance (up to $300 per bag)
  6. Hotel/Motel Burglary Insurance

 

Additional World Elite benefits

  1. 24/7 Personal Travel Advisor

 

Master Card Black benefits

  1. MasterAssist Black. All services, covered by a lower programs as well as coverage $25,000 for a cardmember and $15,000 for dependents.
  2. Baggage Loss Insurance up to $1,200, Trip Cancellation up to $1,000, and Trip Delay Insurance up to $200.
  3. Personal Assistant
  4. Priority Pass Airport Lounge Access


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