Citi Business AAdvantage Card for American Airlines Fans

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at issuer’s secured site
excellent
intro purchase APR no intro offerregular APR15.24 - 15.24% (V)
intro BT APR no intro offer 3% BT fee with $5 minimum
rewards 1-2 miles/$1 +50,000 spending bonus
  • 50,000 AAdvantage bonus miles for spending $3,000 in the first 3 months
  • 2 Admiral's Club lounge One-Day Passes 
  • 5% bonus on miles on annual renewal
  • Companion Certificate each year if you spent $30,000
  • additional American Airlines travel benefits

 

$95 annual fee, waived for the 1st year

up to 2 miles/$1

50,000 sign-up bonus

lots of AAirlines travel perks

Editors Review

Pros

  • As a bonus, you can get a 50,000 AAdvantage bonus miles (a domestic round-trip ticket equivalent) if you have spent more than $3,000 from your account in the first 3 months. You will get two complimentary Admiral's Club® lounge One-Day Passes as a bonus.
  • Regular rewards – 1 AAdvantage mile per $1
  • 2x miles for American Airlines purchases, flights, booked through American Airlines, car rentals, office supplies, and telecommunications.
  • Additional bonuses: Get 5% additional miles when renewing your membership, $99 Companion certificate once a year (after spending $30,000 on a card) that you can spend on domestic travel, first checked bag free and Group 1 boarding while traveling on American Airlines (for you and up to 4 of your companions), 25% off on AA and US Airways in-flight purchases. 
  • Annual summary for budgeting and tax purposes

Cons

  • There is an $95 annual fee which is waived for the first year. 
  • Excellent credit needed to apply.
  • 3% International transaction fee – not the best thing on a travel card, unless you travel only domestic.
  • Miles can be redeemed only at American Airlines, American Connection, American Eagle, and partner airlines.

Verdict and Alternatives

Overall a good card, but not special, considering you have an excellent credit and are ready to pay an annual fee. Capital One Spark Miles may be a better option for you. Spark Miles offers 2 miles per $1 on all purchases, No Hassle Miles (can be redeemed on any air travel), a smaller annual fee and no international transactions fee. The only big advantage CitiBusiness AAdvantege offers are American Airlines specific perks: priority boarding, 1 checked bag free, and business lounge passes. So if you travel preferably by American Airlines, CitiBusiness may work better for you.

Last updated: 02/14/2015









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