The first step to start building your new credit is to get a credit card. Some banks deal with this high-risk category of consumers and offer products targeted on no credit audience. Read our review of the most popular cards in this category.
The main thing you should know about pre-qualification is that it is not an approval. In the fine print they always say something like “pre-approved offers are subject for a credit approval”.
Find out our picks for bad credit gas cards. These cards serve the primary purpose of helping you rebuild your credit score. Any rewards that they offer (mostly in the form of gas rebates 5-50¢ per gallon) should be considered as secondary.
With bad credit, it becomes a problem to find a credit card that is unsecured and not prepaid or debit by nature. Do not worry, we found great offers that will provide you with a card and help you rebuild your credit. Let’s have a look at the best options for subprime lenders.
People, who use secured credit cards, are mostly have bad or limited credit history. You need a lot of lack to find a card with useful benefits or rewards.
Often even applicants with an excellent credit have their online application delayed. It is especially true for customers with many currently open credit card accounts. How to speed up the process and get a card as soon as possible. What are instant credit options, anyway?
When you have imperfect credit or no credit history at all, you can avoid the hassle and frustration of applying for a credit card you won't qualify for, and look for easier solutions.
Let’s have a look at the most popular options.
The problem comes when you do not have a credit history at all (no credit situation) or it contains some unwanted adverse events like failed payments or even bankruptcy (bad credit situation). Read about the best solutions in our review.
Rebuilding credit after a bankruptcy or another negative event is a tough business. A situation where you need to have credit first in order to build credit is a typical Catch 22 situation. However, you still have options. Secured cards and high risk products are some of them.
A secured credit card is usually the only option to rebuild credit for people with recent bankruptcy or other problems in a credit history. The main difference of the secured card is the security deposit you need to put down as collateral against your credit line.