intro purchase APR no intro offerregular APR16.49 - 23.49% (V)
intro BT APR no intro offer 16.49 - 23.49%
rewards 1x-2x points on $1 +50,000 bonus
  • earn 2x points on travel and dining out 
  • get 50,000 bonus after spending $4,000 in the first 3 months
  • get 5,000 bonus miles after adding authorized user in 3 months after account opening
  • 25% more in travel redemption

 

good credit required

$95 annual fee, waived for the first year

or no annual fee for basic Sapphire card

2x points on travel and dining

1 point per dollar on all other purchases as usual

the card is made of metal

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intro purchase APR 0% for 15 monthsregular APR15.49 - 24.24% (V)
intro BT APR 0% for 15 months 3% BT fee $5 min
rewards 1% or 5% on every $1 +$100
  • 5% cashback on quarterly categories ($1,500 quarterly limit, then 1%)
  • get $100 bonus after spending $500 on the card in the first 3 months
  • get $25 on first added authorized card user

 

fair credit required

no annual fee

0% intro APR

5% cash back on quarterly categories

$100 intro bonus

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intro purchase APR 0% for 15 monthsregular APR15.49 - 24.24% (V)
intro BT APR 0% for 15 months, 0% BT fee 60 days 5% BT fee $5 min
fair credit required

no annual fee

0% intro APR on purchases and balance transfers

0% BT fee for 60 days

free FICO score

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intro purchase APR no intro offerregular APR15.24% (V)
intro BT APR 15.24% 3% BT fee $5 min
rewards 1-8 miles per dollar +20,000 miles
  • up to 8 miles on a dollar for your individual JetBlue flight purchases (3 miles for a flight base fare purchase plus 3 miles for booking at jetblue.com, plus 2 points as a cardmember)
  • up to 8 JetBlue miles on your individual portion of JetBlue vacation packages (6 points as JetBlue member and 2 points as a cardmember)
  • 2 points per dollar charged by JetBlue
  • 1 point per dollar on other purchases
  • get 20,000 miles bonus after spending $1,000 in the first 3 months
  • get $50 bonus each year you buy a JutBlue vacation package
  • 50% off on on-flight purchases

 

excellent required

$40 annual fee, waived for the first year

up to 8 JetBlue miles

+20,000 bonus miles

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intro purchase APR no intro offerregular APR15.74 - 20.74% (V)
intro BT APR 15.74%, 18.74% or 20.74% 3% BT fee $5 min
rewards 1x-2x points on $1 
  • 2x points for travel booked through American Express

 

good credit required

no annual fee

1-2x points on $1

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$95 annual fee, waived for the first year

a charge card - not a revolving credit

no credit limit

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intro purchase APR 0% for 6 monthsregular APR15.24 - 15.24% (V)
intro BT APR 15.24% 3% BT fee $5 min
rewards 1% 2% 3% on every $1 
  • earn 3% back on gas ($4,000 annual limit, then 1%)
  • 2% on travel purchases, dining out and Costco purchases
  • 1% on everything else 
good credit required

the card was discontinued on March 2016

no annual fee with paid Costco membership

up to 3% back

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rewards 1x-2x-3x on every dollar +25,000
  • earn 3x points on airplane tickets booked directly with airlines
  • 2x points for gas, supermarkets 
  • 1 point per dollar on everything else
  • get 25,000 points after spending $3,000 in the first 3 months of the account

 

good credit required

$195 annual fee, waived for first year

charge card, need to pay off balance in full every month

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intro purchase APR no intro offerregular APR15.74 - 19.74% (V)
intro BT APR 15.74-19.74% 3% BT fee $5 min
rewards 1 or 5 points per dollar +35,000 welcome bonus
  • earn 5x points on reservations directly at Starwood Preferred Guest program hotels:
  • you get 3 points as a program member
  • you get 2 points as a cardmember 
  • 1 point per dollar on all other purchases
  • 25,000 points if you spend $3,000 in the first 3 months of the card
  • extra 10,000 bonus Starpoints after you make an additional $2,000 in purchases within the first 6 months
excellent required

$95 annual fee, waived for the first year

best hotel rewards program

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intro purchase APR 0% for 12 monthsregular APR13.49 - 23.49% (V)
intro BT APR 0% for 12 months 13.49-23.49
rewards 1 2 3 points per $1 +20% monthly

basic card:

  • get 2x points at US supermarkets with a $6,000 limit in purchases annually (then 1x)
  • earn 20% bonus on your points if you use a card at least 20 times a month

Preferred card:

  • get 3x points at US supermarkets with a $6,000 limit in purchases annually (then 1x)
  • 2x points at US gas stations
1 point per $1 on all other purchases for both card versions
good credit required

no annual fee for the basic card

$95 annual fee for Preferred card

up to 2.2-4.5x points on every dollar

10,000-15,000 intro bonus

free Amazon Prime membership

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