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not a credit card

accepted almost nowhere

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prepaid store card

not accepted anywhere except Horizon store 

doesn't report credit

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intro purchase APR 0% for 14 monthsregular APR11.49 - 23.49% (V)
intro BT APR 0% for 14 months 3% BT fee
rewards 1 or 5% 
  • earn 5% on quarterly changing category up to $1,500 quarterly maximum in purchases
  • 1% on all other purchases

 

good credit / fair credit required

no annual fee

5% cash back on selected quarterly category

high limits

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intro purchase APR no intro offerregular APR13.49 - 23.49% (V)
intro BT APR 0% for 18 months 3% BT fee $5 min
rewards 1% +1% for paying off balance
  • earn 1% cash back on all purchases
  • get 1% more when you pay of your purchases in full on time
good credit required

no annual fee

1% cash back with no limitations

plus 1% more when you pay off balance in full

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intro purchase APR no intro offerregular APR15.74 - 15.74% (V)
intro BT APR 15.74% 3% BT fee $5 min
rewards 1- 2 miles/$1 +50,000 sign-up bonus
  • earn 2x miles on American Airlines and US Airways purchases
  • get 50,000 bonus after spending $5,000 in the first 3 months
excellent required

$450 annual fee

50,000 miles welcome bonus

2x miles on American Airlines and US Airways purchases

Admirals Club membership and airline benefits

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