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$5-$9.5 monthly fee

or $1 per transaction

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not a credit card

accepted almost nowhere

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prepaid store card

not accepted anywhere except Horizon store 

doesn't report credit

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intro purchase APR 0% for 14 monthsregular APR11.49 - 23.49% (V)
intro BT APR 0% for 14 months 3% BT fee
rewards 1 or 5% 
  • earn 5% on quarterly changing category up to $1,500 quarterly maximum in purchases
  • 1% on all other purchases

 

good credit / fair credit required

no annual fee

5% cash back on selected quarterly category

high limits

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