no interest

No Interest Credit Cards - too Good to be True?

One of the biggest expenses when it comes to using credit cards, is the interest rate. Depending on your credit worthiness, the APR can be more than 20%, which adds up quickly even if you only use your card once in a while. In order to get the most for your money, it’s best to choose the credit cards with the lowest interest rates. Even better are no interest credit cards. These cards are rare, but are available in different forms, including cards like the Citi Simplicity card which offers new cardholders 0% introductory APR for purchases and balance transfers for 21 months. Other no interest cards include charge cards like the Premier Rewards Gold Card from American Express, which is a charge card with no interest. Here are other things to keep in mind when choosing a no interest rate credit card.