VISA Credit Cards

VISA Inc is a US based company that offers financial services and facilitates worldwide payments via its global VISA payment service.

VISA is a strong leader in world payments industry, covering more than 60% of purchase transactions around the World.

Many banks worldwide issue credit, debit, prepaid or secured cards, supported by VISA payment system.

$5-$9.5 monthly fee

or $1 per transaction

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intro purchase APR no intro offerregular APR13.49 - 23.49% (V)
intro BT APR 0% for 18 months 3% BT fee $5 min
rewards 1% +1% for paying off balance
  • earn 1% cash back on all purchases
  • get 1% more when you pay of your purchases in full on time
good credit required

no annual fee

1% cash back with no limitations

plus 1% more when you pay off balance in full

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intro purchase APR no intro offerregular APR1574.00 - 15.74% (V)
intro BT APR 15.74% 3% BT fee $5 min
rewards 10x points/$1 +2 nights bonus
  • get 2 free weekend nights after spending $2,500 in 4 months
  • earn 10x HHonors points for Hilton portfolio participating hotels stays
excellent required

$95 annual fee

2 weekend nights spending bonus

10x points on Hilton Portfolio hotels stays

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intro purchase APR no intro offerregular APR15.74 - 19.74% (V)
intro BT APR 15.74-19.74% 3% BT fee $5 min
rewards 2-6 points/$1 +40,000 bonus
  • earn 6 points for dollar on Hilton Portfolio hotels stays
  • earn 3 points at supermarkets, drugstores and gas stations
  • earn 2 points per $1 on all other purchases

 

excellent required

no annual fee

40,000 sign-up bonus

6 points for Hilton Portfolio hotels stays

3 points on gas, supermarkets and drugstores

2 points per dollar on all other purchases

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Benefits

For a full list of benefits visit Visa website. We’ll highlight the most important benefits here.

VISA cards come in two major tiers - VISA standard and premier VISA Signature with additional benefits

Visa Standard benefits

  1. Apple Pay. You can use your VISA card with Apple Pay if your bank supports it.
  2. Travel and Emergency Assistance Services. You’ll pay for actual services. VISA provides you with a free consultation and assistance only.
  3. Roadside assistance. You pay $59.95 for every use of the service.
  4. Emergency Card Replacement and Emergency Cash Disbursement.
  5. Rental Collision Damage Waiver. Available on all Visa cards. Good for 15 days of car rental or less and doesn’t cover ‘exotic or luxury cars’.

 

Additional Visa Signature benefits

  1. 24-hour concierge service.
  2. Travel accident insurance for a cardholder and family
  3. Lost luggage reimbursement


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