Wells Fargo Rewards Visa

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at issuer’s secured site
good credit
intro purchase APR 0% for 12 monthsregular APR17.65 - 26.49% (V)
intro BT APR 0% for 12 months 3% min $5
rewards 1x, 5x points per dollar 15,000 bonus
  • earn 5x points for gas, grocery and drugstore purchases in the first 6 months
  • 1 point per dollar on all purchases then
  • 15,000 bonus points if you spend $1,000 (net purchases) in first 3 months


no annual fee

15,000 bonus

Editors Review


  • no annual fee
  • 12 months 0% intro APR on purchases and balance transfers
  • 5x points on gas, groceries and drugstore purchases for limited 6 months 


  • 1x regular rewards rate after 6 months
  • 3% foreign transaction fee
  • no sign-up bonus
  • you need to keep card for 5 years to use the points that you earned


Not an exceptional card by any means. Rewards at 5x rate look great but it is limited by category: gas, drugstore and groceries and by time - this high rate applies only to the first 6 months of the account. After 6 months pass, you are left with a mediocre 1x rewards rate on all your purchases. No annual fee is great, but no sign up bonuses or spending bonuses makes me yawn.

You can find better cards for everyday shopping - Discover it, Chase Freedom and more.


Last updated: 02/27/2017

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