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$25 annual fee
25 days grace period
It is a secured, so we will nod judge it on benefits and bonuses but in the ability to build your credit and affordability. This card delivers in both aspects. For a moderate $25 annual fee you get a card that reports to all 3 major credit agencies, so it is building your credit history; 25 days grace period and an average APR of 18.99% helps to maintain your credit account.
Do not forget that secured cards are not about carrying a balance, but for paying it off every month in full and building a better credit.