Ritz-Carlton Rewards - a great card for great spenders

Apply for the card on a issuer's secure site Apply Now
at issuer’s secured site
good credit
intro purchase APR no intro offerregular APR15.99% (V)
intro BT APR 15.99% 3% BT fee $5 min
rewards 1x 2x 5x points per dollar +70,000 points
  • 5x points on Ritz-Carlton purchases or partner hotel purchases
  • 2x points on gas, dining, 
  • get 70,000 points after spending $2,000 in the first 3 months (good for a free night at top tier Ritz-Carlton hotel)

 

 

$395 annual fee

lots of benefits

Editors Review

Pros

  • 10% annual points bonus
  • free first year Gold Elite status with lots of benefits at participating hotels
  • free Priority Pass Select membership
  • annual $200 airline reimbursement
  • $300 annual travel credit
  • $100 hotel stay credit from 2 and more night stays
  • no foreign transaction fee

Cons

  • $395 annual fee

Verdict

A good card if your lifestyle allow you to offset the $395 annual fee. Even by using the $300 travel credit and $100 hotel credit, you’ll already make it up.
Last updated: 02/14/2015









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