Ritz-Carlton Rewards - a great card for great spenders

Apply for the card on a issuer's secure site Apply Now
at issuer’s secured site
good credit
intro purchase APR no intro offerregular APR16.49 - 23.49% (V)
intro BT APR 16.49-23.49% 5% BT fee $5 min
rewards 1x 2x 5x points per dollar two complimentary nights
  • 5x points on Ritz-Carlton purchases or partner hotel purchases
  • 2x points on gas, dining, 
  • get two complimentary nights Tier 1-4 Ritz-Carlton hotel, after you spend $4,000 on purchases in the first 3 months
  • $300 annual travel credit

 

 

$450 annual fee

lots of benefits

$300 annual travel credit

Editors Review

Pros

  • get two complimentary nights Tier 1-4 Ritz-Carlton hotel, after you spend $4,000 on purchases in the first 3 months
  • free Priority Pass Select membership
  • annual $200 airline reimbursement
  • $300 annual travel credit
  • $100 hotel stay credit from 2 and more night stays
  • no foreign transaction fee

Cons

  • $450 annual fee

Verdict

A good card if your lifestyle allow you to offset the $395 annual fee. Even by using the $300 travel credit and $100 hotel credit, you’ll already make it up.
Last updated: 01/27/2017









SIGN UP TO GET FREE
CREDIT SCORE UPDATES
and
exclusive members-only deals
Follow us
Facebook Twitter Google+