British Airways Visa Card by Chase

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at issuer’s secured site
good credit
intro purchase APR no intro offerregular APR15.99% (V)
intro BT APR 15.99% 3% BT fee $5 min
rewards 1.25 or 2.5 miles per $1 +50,000 miles
  • earn 2.5 miles on every dollar spent on  British Airways purchases
  • 1.25 miles on all other purchases
  • if you spend $30,000 annually you get a free Travel Together ticket for your companion good for 2 years 
  • get 50,000 miles after spending $2,000 in the first 3 months


$95 annual fee, waived for the first year

1.25% regular rewards rate

50,000 bonus miles

Editors Review


  • sign up bonus cover a round trip Europe to North America ticket in economy
  • and you can get another free ticket for your companion if you spend $30,000 in the card annually (you need to pay for your ticket by collected BA miles and the companion ticket will match yours)
  • you can also transfer the miles to members of One World Alliance - American Airlines for instance
  • no international transaction fee
  • EMV chip - convenience to use in Europe


  • average interest rate


A great card, assuming you spend at least $2,000 on the card per month. If you do, the card will benefit you a lot. Combining all spending bonuses, you will be able to get a couple round trips to Europe with ease.

No foreign transaction fee and chip on the card will help you when travelling abroad. 

Last updated: 06/15/2015

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