Flex Points Travel Rewards Business Edge by U.S. Bank

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excellent
intro purchase APR no intro offerregular APR11.99 - 17.99% (V)
intro BT APR no intro offer 4% min $5 BT fee
rewards 1-2 points/$1 +20,000 sign-up bonus
  • 20,000 points bonus after spending 3,500 on a card
  • 2x points on one of the categories: gas, office supplies, airlines, whichever category you spend more in a billing cycle
  • 1 point per $1 on all purchases
  • $25 airline allowance for every award ticket
  • redeem points starting from 20,000 on flights with 150 airlines
  • additional benefits at National rent a car

 

no annual fee for the first year, $55 after

2x points on selected categories

additional travel benefits

Editors Review

Pros

  • Sign Up bonus – 20,000 bonus FlexPoints ($400 value) after you spend $3,500 on the card within first 4 month of your account.
  • 1 point per $1, 2x points for office supplies, airline purchases, or gas - whichever you spend more,
  • 2x points on all telecommunications purchases and services.
  • 3x points on charity.
  • Redeem your Flex Points for tickets on more than 150 airlines starting at 20,000 points for round-trip ticket – no blackout dates, no restrictions.
  • Get $25 airlines allowance for every award ticket.
  • Get 3,500 points every year if you spend at least $24,000 on a card.
  • No international transaction fee

Cons

  • Annual fee of $55, which is waived for the first year. Additional employee cards - $10 per year

Verdict

FlexPoints give you a flexibility to get maximum cashback on one of the 3 high rewards categories. The drawback is that you can not earn maximum rewards in all that categories simultaneously.  

Lots of additional benefits and bonuses, that can easily offset a $55 annual fee (waived for the first year) if you actively use a card, otherwise maybe it is better to look towards no annual fee card, U.S. Bank Business Edge Select, for example. 

 

Last updated: 02/14/2015









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