Flex Points Travel Rewards Business Edge by U.S. Bank

back Business Edge Travel Rewards by U.S. Bank

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intro purchase APR no intro offer	regular APR12.49 - 18.49% (V)
intro BT APR no intro offer	3% min $5 BT fee
rewards 1-2 points/$1	+20,000 sign-up bonus

• 20,000 points bonus after spending 2000 on a card
• 2x points on one of the categories: gas, office supplies, airlines, whichever category you spend more in a billing cycle
• 1 point per $1 on all other purchases
• $25 airline allowance for every award ticket
• redeem points starting from 20,000 on flights with 150 airlines
• additional benefits at National rent a car

 

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Terms and Conditions

Editors Review

Pros

• Sign Up bonus – 20,000 bonus FlexPoints ($400 value) after you spend $2000 on the card within first 4 months of your account.
• 1 point per $1, 2x points for office supplies, airline purchases, or gas - whichever you spend more,
• 2x points on all telecommunications purchases and services.
• Redeem your Flex Points for tickets on more than 150 airlines starting at 20,000 points for round-trip ticket – no blackout dates, no restrictions.
• Get $25 airlines allowance for every award ticket.
• No international transaction fee

Cons

• Annual fee of $55, which is waived for the first year. Additional employee cards - $10 per year

Verdict

FlexPoints give you the flexibility to get maximum cashback on one of the 3 high rewards categories. The drawback is that you can not earn maximum rewards in all that categories simultaneously.  

Lots of additional benefits and bonuses, that can easily offset a $55 annual fee (waived for the first year) if you actively use a card, otherwise, maybe it is better to look towards no annual fee card, U.S. Bank Business Edge Select, for example.