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Flex Points Travel Rewards Card by US Bank
| regular APR | |
- earn 2 points per dollar on your category of choice (gas, groceries or airlines) and cell phone bills
- 1 point per dollar on everything else
- 3 points for qualifying charitable donations
- no annual fee first year
excellent required
$49 annual fee, $0 first-year fee
no annual fee option (Flex Points card)
Editors Review
There is a $49 annual fee Travel Rewards card and a no annual fee Flex Points card with slightly different package (the bank decides on your application whether you are eligible for a higher rank Travel Rewards card or not)
Pros
- no annual fee option
- up to 2x points on selected category
Cons
- mediocre rewards rate
- foreign transaction fee
Verdict
Not the most interesting card. Rewards rate is mediocre even on a higher-ranking Travel Rewards card. On a Flex Points card, it is just 0.5 points per dollar, which is really low.
Annual fee makes the offer even less desirable.
Have a look at US Bank Cash Plus card instead - it offers 5% cash back on 2 categories on your choice and 2% on 1 category of choice.
Last updated: 02/27/2017
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