U.S. Bank College Visa Card

intro purchase APR no intro offerregular APR12.49 - 21.49% (V)
intro BT APR 12.49-21.49% 3% min $5
no credit required

no annual fee

Editors Review

Pros

  • no annual fee
  • student credit card for college folks with no previous credit

Cons

  • high APR
  • no rewards
  • no bonuses
  • 2-3% foreign transaction fee

Verdict

Not the best credit card; the card doesn't offer any incentive to apply for it - no sign up bonuses, no rewards programs. Moreover, the high end APR is a little too high, however, it is decided individually based on the applicants credit situation (or a co-signer situation more often after the CARD Act).

Last updated: 01/27/2017









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