$95 annual fee, waived for 1st year
30,000 bonus points
1/2/3 points per dollar on different purchases
Good card for travel (no international transaction fee, EMV chip option) and earning travel rewards. Rewards rate is significantly better than for a Citi Preferred card, but it comes with an annual fee. If you plan to spend $2,000 in the first three months of the account and $3,000 in the first three months of the second year, then this card can be beneficial for you.