Citi ThankYou Premier Visa Signature Card

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excellent
intro purchase APR no intro offerregular APR13.99 - 22.99% (V)
intro BT APR 13.99-22.99% 3% BT fee $5 min
rewards 1-3 points/$1 +50,000 points in 2 years
  • earn 3x points on dining, entertainment
  • 2x points on Air travel, hotels, travel agencies
  • 1 point\$1 on all other purchases
  • get 20,000 points after spending $3,000 in the first 3 months of the card
  • get another 3,0000 points after spending $3,000 in the first 3 months of the second year of your account

 

$125 annual fee, waived for 1st year

20,000 + 30,000 bonus points in 2 years

1/2/3 points per dollar on different purchases

Editors Review

Pros

  • 20,000 points sign up bonus after spending $2,000 in purchases in the first 3 month of the account
  • 30,000 points bonus if you spend $3,000 in 3 month of your second year as a card member
  • 3x points on dining and Entertainment
  • 2x points on Air Travel, Hotels, Travel agencies
  • 1 point per $1 on all other purchases
  • No foreign transaction fee
  • 20% miles in bonus when redeemed for Air Travel through Citi ThankYou travel center 
  • EMV Chip on a card

Cons

  • $125 annual fee that is waived for the first year

Verdict

Good card for travel (no international transaction fee, EMV chip option) and earning travel rewards. Rewards rate is significantly better than for a Citi Preferred card, but it comes with an annual fee. If you plan to spend $2,000 in the first three months of the account and $3,000 in the first three months of the second year, then this  card can be beneficial for you.

Last updated: 02/14/2015









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