Citi ThankYou Premier Visa Signature Card

back Citi ThankYou Premier

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intro purchase APR no intro offer	regular APR14.49 - 23.49% (V)
intro BT APR 14.49-23.49%	3% BT fee $5 min
rewards 1-3 points/$1	+30,000 points

• earn 2x points on dining, entertainment
• 3x points on Air travel, hotels, travel agencies
• 1 point\$1 on all other purchases
• get 30,000 points after spending $3,000 in the first 3 months of the card

 

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Terms and Conditions

Editors Review

Pros

• 30,000 points bonus if you spend $3,000 in the first 3 months of your second year as a card member
• 2x points on dining and Entertainment
• 3x points on Air Travel, Hotels, Travel agencies
• 1 point per $1 on all other purchases
• No foreign transaction fee
• 20% miles in bonus when redeemed for Air Travel through Citi ThankYou travel center 
• EMV Chip on a card

Cons

• $95 annual fee that is waived for the first year

Verdict

Good card for travel (no international transaction fee, EMV chip option) and earning travel rewards. Rewards rate is significantly better than for a Citi Preferred card, but it comes with an annual fee. If you plan to spend $2,000 in the first three months of the account and $3,000 in the first three months of the second year, then this card can be beneficial for you.