Citi credit cards

intro purchase APR no intro offerregular APR15.74 - 15.74% (V)
intro BT APR 15.74 3% BT fee $5 min
rewards 1-2-3 points per $1 + 50.000 points
  • get 50,000 points after spending $4,000 in the first 3 months
  • 3x points on air travel and hotels
  • 2x points for dining and entertainment

 

excellent required

$450 annual fee

50,000 intro bonus

lounge passes, global entry and more 

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intro purchase APR no intro offerregular APR14.49 - 23.49% (V)
intro BT APR 14.49-23.49% 3% BT fee $5 min
rewards 1-3 points/$1 +30,000 points
  • earn 2x points on dining, entertainment
  • 3x points on Air travel, hotels, travel agencies
  • 1 point\$1 on all other purchases
  • get 30,000 points after spending $3,000 in the first 3 months of the card

 

excellent required

$95 annual fee, waived for 1st year

30,000  bonus points 

1/2/3 points per dollar on different purchases

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intro purchase APR no intro offerregular APR16.24 - 16.24% (V)
intro BT APR no intro offer 3% BT fee with $5 minimum
rewards 1-2 miles/$1 +50,000 spending bonus
  • 50,000 AAdvantage bonus miles for spending $3,000 in the first 3 months
  • 2 Admiral's Club lounge One-Day Passes 
  • 5% bonus on miles on annual renewal
  • Companion Certificate each year if you spent $30,000
  • Additional American Airlines travel benefits

 

excellent required

$95 annual fee, waived for the 1st year

up to 2 miles/$1

50,000 sign-up bonus

lots of AAirlines travel perks

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intro purchase APR no intro offerregular APR14.49 - 22.49% (V)
intro BT APR 14.49-22.49 3% BT fee $5 min
rewards 1 mile/$1 +25,000 sign-up miles
  • earn rate 1 mile per $1 for all purchases
  • get 25,000 bonus miles after spending $750 in the first 3 months 
excellent required

$50 annual fee (waived for the first year)

25,000 miles welcome bonus

1 mile per $1

Airline benefits

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intro purchase APR no intro offerregular APR13.49 - 23.49% (V)
intro BT APR 0% for 18 months 3% BT fee $5 min
rewards 1% +1% for paying off balance
  • earn 1% cash back on all purchases
  • get 1% more when you pay of your purchases in full on time
good credit required

no annual fee

1% cash back with no limitations

plus 1% more when you pay off balance in full

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