With a national average for a credit limit on a card at about $7,000, we will consider a limit of $10,000 as high.
Why do you need such a high credit limit on a card, if according to statistical data, the majority is not using even 30% of the available limit? The answer is: to build credit faster. With a good credit, it is quite easy to build an excellent credit score just by paying all bills on time and maintaining a credit card use lower than 10% of the available limit. Be aware that these are the best of the best – those who have a credit score of 750+ tend to use 7% and less of their credit lines.
Here’s what our editors choose for you to get the highest limits with a credit score short from excellent:
no annual fee
20,000 miles bonus
1.25 mile/$1 for every purchase
0% intro APR for 12 months
no first-year annual fee, $59 after
40,000 miles welcome bonus
2x miles on everything
Visa Signature status
Of course, there is no guarantee that your personalized offer will satisfy you, but generally, the issuers mentioned above cater to people with good credit and tend to give generous credit limits on the cards.