Save Towards your Vacation with Capital One

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at issuer’s secured site
excellent
intro purchase APR 0% for 9 monthsregular APR13.49 - 21.49% (V)
intro BT APR no intro offer 13.49,17.49, or 21.49%
rewards 1.5 miles/$1 +20,000 miles

Get 20 000 bonus miles for spending $3,000 in the first 3 months

 

no annual fee

earn 1.5 No Hassle Miles for every $1

get 20,000 miles bonus after spending 3,000 in first 3 months 

Editors Review

Pros

  • No foreign transaction fee
  • Helps growing your business credit history
  • Year –end summary for tax and planning
  • No Hassle Rewards – no cap on miles, miles do not expire, can be redeemed on any airline at any time at a rate 1 mile for $0.01
  • Get 10 000 bonus miles for spending $3 000 in the first 3 month

Cons

 

Verdict and Alternatives

This card is similar to Capital One Spark Miles but offers no annual fee and slightly less reward rate (1.5% vs. 2%).

There is another option – Chase Ink Plus card with a $59 annual fee after 1st year, and a rewards rate 1% for all purchases, 2% on gas, 5% on office supplies and telecom. 

 

Is it worth it?

If you plan to spend less than $12 000 on a card – Spark Miles Select is a better choice for you, otherwise go for Spark Miles card with its 2% rewards rate.

Last updated: 03/02/2017









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