MasterCard credit cards

MasterCard is a second largest global payments network, covering almost 27% of all global purchase transactions.

Many banks over the World issue different types of cards under MasterCard payment network: credit, secured, prepaid and debit.

$4.95 activation fee

$1 per transaction

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fees starting from $5 per month up to $1 per transaction

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intro purchase APR no intro offerregular APR13.49 - 23.49% (V)
intro BT APR 0% for 18 months 3% BT fee $5 min
rewards 1% +1% for paying off balance
  • earn 1% cash back on all purchases
  • get 1% more when you pay of your purchases in full on time
good credit required

no annual fee

1% cash back with no limitations

plus 1% more when you pay off balance in full

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intro purchase APR no intro offerregular APR15.74 - 15.74% (V)
intro BT APR 15.74% 3% BT fee $5 min
rewards 1- 2 miles/$1 +50,000 sign-up bonus
  • earn 2x miles on American Airlines and US Airways purchases
  • get 50,000 bonus after spending $5,000 in the first 3 months
excellent required

$450 annual fee

50,000 miles welcome bonus

2x miles on American Airlines and US Airways purchases

Admirals Club membership and airline benefits

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intro purchase APR no intro offerregular APR16.24 - 24.24% (V)
intro BT APR no intro offer 3% BT fee $5 min
rewards 1-2x/$1 +50,000
  • get 50,000 miles and 2 Admirals Club One Day Passes after spending $3,000 in 3 months
  • earn 2x miles on American Airlines purchases

 

excellent required

$95 annual fee, waived for the first year

50,000 miles bonus

2 Admirals Club passes bonus

2x miles on AAirlines purchases

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Benefits

For a full list of benefits visit Master Card website. We’ll focus on the most important benefits here.

MasterCard cards come in Standard, Gold, Platinum, World, World Elite tiers, followed by the exclusive MasterCard Black.

 

MasterCard Standard benefits

  1. Apple Pay. You can use your MasterCard card with Apple Pay if your bank supports it.
  2. Travel Accident Insurance for a cardholder and close family members
  3. Zero Liability on fraud transactions
  4. Price Protection. You can get a difference in price, if an item purchased with a card is found being advertised for a lower price. Good for 60 days after a purchase was made.

 

Additional Gold level benefits

  1. Rental Insurance. This is an important and valuable benefit can only be found on the gold and higher tier of MC cards. Available for rentals up to 31 days, vehicles with MSRP less than $50,000. Some countries are not covered.
  2. Master Assist. Assists you in emergency on a travel. You pay for services if needed. Consultation and assistance is provided for free by MasterCard

 

Additional Platinum benefits

  1. Concierge Services – non emergency assistant services.
  2. Master Assist Plus with a coverage of $25,000 for medical, evacuation and similar emergency expenses.

 

Additional World level benefits

  1. Priceless cities. A list of exclusive opportunities and deals across World’s largest cities.
  2. Airport Lounge Access. 600 lounges in 100 countries. You pay for each visit by yourself.
  3. Price Protection for 120 days
  4. Trip Cancellation Insurance
  5. Baggage Delay Insurance, Lost or Damaged Luggage Insurance (up to $300 per bag)
  6. Hotel/Motel Burglary Insurance

 

Additional World Elite benefits

  1. 24/7 Personal Travel Advisor

 

Master Card Black benefits

  1. MasterAssist Black. All services, covered by a lower programs as well as coverage $25,000 for a cardmember and $15,000 for dependents.
  2. Baggage Loss Insurance up to $1,200, Trip Cancellation up to $1,000, and Trip Delay Insurance up to $200.
  3. Personal Assistant
  4. Priority Pass Airport Lounge Access


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