Ritz-Carlton Rewards - a great card for great spenders

intro purchase APR no intro offerregular APR16.49 - 23.49% (V)
intro BT APR 16.49-23.49% 5% BT fee $5 min
rewards 1x 2x 5x points per dollar two complimentary nights
  • 5x points on Ritz-Carlton purchases or partner hotel purchases
  • 2x points on gas, dining, 
  • get two complimentary nights Tier 1-4 Ritz-Carlton hotel, after you spend $4,000 on purchases in the first 3 months
  • $300 annual travel credit

 

 

good credit required

$450 annual fee

$300 annual travel credit

5x on Ritz Carlton and SPG purchases 

special hotel privileges

Editors Review

Pros

  • get two complimentary nights Tier 1-4 Ritz-Carlton hotel, after you spend $4,000 on purchases in the first 3 months
  • free Priority Pass Select membership
  • annual $200 airline reimbursement
  • $300 annual travel credit
  • $100 hotel stay credit from 2 and more night stays
  • no foreign transaction fee

Cons

  • $450 annual fee

Verdict

A good card if your lifestyle allows you to offset the $450 annual fee. Even by using the $300 travel credit and two complimentary nights, you’ll already make it up.
Last updated: 02/27/2017









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