The National Association of Personal Financial Advisors (NAPFA) is a professional association for fee-only advisors. We spoke with Geoffrey Brown, Chief Executive Officer, about the association’s history, what its members offer, and what people should look for in a financial advisor.
What if you could get the perks that come from using a credit card without having to worry about having enough money in your checking account to pay the bill? Debitize makes that a possibility, which is why I was excited to discuss the company and service with its founder, Liran Amrany.
Credit card balance transfers are not a simple issue and it's important to understand as much as you can about what it is and how it works. A balance transfer can end up saving you hundreds or even thousands of dollars in interest if you use it properly.
One of the most important numbers in your financial life is your credit score. So, what is highest credit score possible? The magic number is 850, but if you can get somewhere between that and anything over 650, you’re going to have more credit options than you probably need.
If you are trying to build your credit, you need to access your credit score regularly and get a credit report from time to time – best if free of course. This way, you can see exactly what is going on with your credit situation so you can address issues that need to be taken care of and you can watch how your efforts affect your score.