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intro purchase APR 0% for 18 monthsregular APR11.49 - 21.49% (V)
intro BT APR 0% BT for 18 months 3% or $10 min BT fee
no credit required

no annual fee

low APR - 11.49-21.49%

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intro purchase APR 11.90% for 48 months on eligible purchasesregular APR25.49% (V)
intro BT APR not allowed not allowed
rewards 10% off on first purchase, 5% back in rewards
fair credit required

no annual fee

5% back in rewards on Best Buy purchases

6% back if you reach Elite status by spending $3500 a year

deferred interest offers (0%APR if paid in full in 6-60 months)

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intro purchase APR no intro offerregular APR24.50% Variable
intro BT APR not allowed not allowed
rewards 10% off at Macy's
fair credit required

no annual fee

20% off for two first days at Macy's

up to 10% off at Macy's if you participate for $25 per year

store card - not accepted anywhere except Macy's

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intro purchase APR no intro offerregular APR25.24% Variable
intro BT APR not allowed not allowed
rewards 5 points/$1 on Gap purchases, 1 point on other purchases
excellent / good credit required

no annual fee

earn 5 points on every $1 spent in GAP, Old Navy, Banana Republic and Athleta

earn 1 point per $1 on all other purchases where VISA is accepted

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intro purchase APR no intro offerregular APR25.49% (V)
rewards 1-5 points per $1
  • earn 5 points for every dollar spent in Old Navy, Gap, Banana Republic, Athleta
  • 1 point for every dollar spent anywhere else
  • get $5 for every 500 points

 

bad credit required
  • no annual fee
  • 5 reward points per dollar
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