VISA Credit Cards

VISA Inc is a US based company that offers financial services and facilitates worldwide payments via its global VISA payment service.

VISA is a strong leader in world payments industry, covering more than 60% of purchase transactions around the World.

Many banks worldwide issue credit, debit, prepaid or secured cards, supported by VISA payment system.

intro purchase APR 0% for 15 monthsregular APR15.49 - 24.24% (V)
intro BT APR 0% for 15 months 3% BT fee $5 min
rewards 1% or 5% on every $1 +$100
  • 5% cashback on quarterly categories ($1,500 quarterly limit, then 1%)
  • get $100 bonus after spending $500 on the card in the first 3 months
  • get $25 on first added authorized card user

 

fair credit required

no annual fee

0% intro APR

5% cash back on quarterly categories

$100 intro bonus

read review
intro purchase APR no intro offerregular APR13.49 - 23.49% (V)
intro BT APR 13.49-23.49 3% min $10
rewards 1-2 points/$1 +10,000 points bonus
  • earn 2 miles per $1 on Royal Caribbean purchases
  • earn 1 point for all other purchases
  • limited by 540,000 points per year
  • redeem points for cruise related purchases

 

fair credit required

no annual fee

earn 1-2 points per dollar

+10,000 points bonus

read review
intro purchase APR no intro offerregular APR12.74 - 19.74% (V)
intro BT APR no intro offer 3% min $10
rewards 1 or 3 miles per $1 + 30,000 bonus miles
  • earn 1 mile per $1 an all purchases
  • earn 3 miles per $1 on Alaska Airlines purchases
  • earn up to 5 miles per $1 on Mileage Plan Dining
  • get 30,000 bonus up on the card approval
  • get Companion Fare Certificate (worth $121)

 

excellent required

2 level $50/$75 annual fee Platinum Plus/ Visa Signature

1-3 miles per $1

read review

$9.95 monthly fee

$15 bonus on direct deposit

read review

prepaid card

fees from $5 per month to $1 per transaction

read review

Benefits

For a full list of benefits visit Visa website. We’ll highlight the most important benefits here.

VISA cards come in two major tiers - VISA standard and premier VISA Signature with additional benefits

Visa Standard benefits

  1. Apple Pay. You can use your VISA card with Apple Pay if your bank supports it.
  2. Travel and Emergency Assistance Services. You’ll pay for actual services. VISA provides you with a free consultation and assistance only.
  3. Roadside assistance. You pay $59.95 for every use of the service.
  4. Emergency Card Replacement and Emergency Cash Disbursement.
  5. Rental Collision Damage Waiver. Available on all Visa cards. Good for 15 days of car rental or less and doesn’t cover ‘exotic or luxury cars’.

 

Additional Visa Signature benefits

  1. 24-hour concierge service.
  2. Travel accident insurance for a cardholder and family
  3. Lost luggage reimbursement


SIGN UP TO GET FREE
CREDIT SCORE UPDATES
and
exclusive members-only deals
Follow us
Facebook Twitter Google+