Royal Carribean Card by BoA

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at issuer’s secured site
fair credit
intro purchase APR no intro offerregular APR12.99 - 22.99% (V)
intro BT APR 12.99-22.99 3% min $10
rewards 1-2 points/$1 +10,000 points bonus
  • earn 2 miles per $1 on Royal Caribbean purchases
  • earn 1 point for all other purchases
  • limited by 540,000 points per year
  • redeem points for cruise related purchases

 

no annual fee

earn 1-2 points per dollar

+10,000 points bonus

Editors Review

Pros

  • 10,000 MyCruise points ($100 on-board credit) after first qualifying transaction on the card within 65 days of the account
  • 1 point per $1 on all purchases
  • 2x points on onboard purchases
  • Low 12.99%-22.99% regular APR
  • No annual fee

Cons

  • 540,000 points per year, 2,700,000 limitations
  • 3% international transactions fee

Verdict

Since there is no annual fee, you can use the card just for cruise purchases and onboard purchases, earning extra points on participating cruise liners. However, I would not recommend it as the only card in your wallet.

Redeem points for Royal Caribbean, Celebrity and Azamara cruises, onboard purchases and more.

Some users report problems between BoA and Royal Caribbean when redeeming points.

Last updated: 02/14/2015









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