VISA Credit Cards

VISA Inc is a US based company that offers financial services and facilitates worldwide payments via its global VISA payment service.

VISA is a strong leader in world payments industry, covering more than 60% of purchase transactions around the World.

Many banks worldwide issue credit, debit, prepaid or secured cards, supported by VISA payment system.

intro purchase APR no intro offerregular APR16.49 - 23.49% (V)
intro BT APR 16.49-23.49% 5% BT fee $5 min
rewards 1x 2x 5x points per dollar two complimentary nights
  • 5x points on Ritz-Carlton purchases or partner hotel purchases
  • 2x points on gas, dining, 
  • get two complimentary nights Tier 1-4 Ritz-Carlton hotel, after you spend $4,000 on purchases in the first 3 months
  • $300 annual travel credit

 

 

good credit required

$450 annual fee

$300 annual travel credit

5x on Ritz Carlton and SPG purchases 

special hotel privileges

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intro purchase APR no intro offerregular APR16.49 - 23.49% (V)
intro BT APR 16.49-23.49 5% BT fee $5 min
rewards 1x 2x 5x points per dollar +80,000 pt intro bonus
  • 5x points on Marriott or Ritz-Carlton purchases
  • 2x points on airlines, rental cars and restaurants purchases
  • 1x on everything else
  • 80,000 points intro bonus

 

fair credit required

$85 annual fee, waived for the first year

80,000 sign up bonus

5x points on Marriott

2x points on airlines, rental cars, dining out

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intro purchase APR no intro offerregular APR16.49 - 23.49% (V)
intro BT APR 16.49-23.49% 5% BT fee $5 min
rewards 1-2 miles/$1 +60,000 sign-up bonus
  • 2x points on Southwest purchases and on Southwest Hotel and car rental programs partners purchases
  • get 60,000 miles after spending $2,000 in the first 3 months
  • +6,000 miles every account anniversary

 

good credit required

$99 annual fee

2x on Southwest purchases

60,000 miles bonus

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intro purchase APR no intro offerregular APR14.49 - 23.49% (V)
intro BT APR 14.49-23.49% 3% BT fee $5 min
rewards 1-3 points/$1 +30,000 points
  • earn 2x points on dining, entertainment
  • 3x points on Air travel, hotels, travel agencies
  • 1 point\$1 on all other purchases
  • get 30,000 points after spending $3,000 in the first 3 months of the card

 

excellent required

$95 annual fee, waived for 1st year

30,000  bonus points 

1/2/3 points per dollar on different purchases

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intro purchase APR no intro offerregular APR13.49 - 23.49% (V)
intro BT APR 13.49-23.49% no BT fee
rewards 2% per dollar +40,000 miles bonus
  • earn 2x miles on all purchases
  • get 40,000 miles bonus after spending $3,000 on a card in the first 3 months
  • redeem easily as a statement credit towards any travel expenses
good credit required

no first-year annual fee, $59 after

40,000 miles welcome bonus

2x miles on everything

Visa Signature status

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Benefits

For a full list of benefits visit Visa website. We’ll highlight the most important benefits here.

VISA cards come in two major tiers - VISA standard and premier VISA Signature with additional benefits

Visa Standard benefits

  1. Apple Pay. You can use your VISA card with Apple Pay if your bank supports it.
  2. Travel and Emergency Assistance Services. You’ll pay for actual services. VISA provides you with a free consultation and assistance only.
  3. Roadside assistance. You pay $59.95 for every use of the service.
  4. Emergency Card Replacement and Emergency Cash Disbursement.
  5. Rental Collision Damage Waiver. Available on all Visa cards. Good for 15 days of car rental or less and doesn’t cover ‘exotic or luxury cars’.

 

Additional Visa Signature benefits

  1. 24-hour concierge service.
  2. Travel accident insurance for a cardholder and family
  3. Lost luggage reimbursement


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