VISA Credit Cards

VISA Inc is a US based company that offers financial services and facilitates worldwide payments via its global VISA payment service.

VISA is a strong leader in world payments industry, covering more than 60% of purchase transactions around the World.

Many banks worldwide issue credit, debit, prepaid or secured cards, supported by VISA payment system.

intro purchase APR no intro offerregular APR16.74% (V)
rewards 1 point per $1 
  • 1 point for every dollar spend on any purchases

 

 

bad credit / no credit required

$40 annual fee

first-year fee is waived

read review
intro purchase APR 0% for 12 monthsregular APR10.49 - 22.49% (V)
intro BT APR 0% for 12 months 3% min $5
fair credit required

no annual fee

low APR

12 months intro APR and balance transfer

read review
intro purchase APR no intro offerregular APR14.49 - 24.49% (V)
intro BT APR 14.49-24.49% 3% BT fee $5 min
rewards 1-2-3 points/$1 +20,000 sign-up bonus
  • earn 2 points per dollar on your category of choice (gas, groceries or airlines) and cell phone bills
  • 1 point per dollar on everything else
  • 3 points for qualifying charitable donations
  • no annual fee first year

 

excellent required

$49 annual fee, $0 first-year fee

no annual fee option (Flex Points card)

read review
intro purchase APR N.A.regular APR19.49% (V)
intro BT APR 19.49% 5% BT fee min $5
bad credit required

$25 annual fee

25 days grace period

read review
intro purchase APR 0% for 6 months on Disneyregular APR16.49% (V)
intro BT APR 16.49% 3% BT fee $5 min
rewards 1-2 points/$1 +$200 bonus
  • 2% back on gas, groceries, restaurants and Disney of course
  • 1% back on everything else
  • get $200 as a statement credit after spending $500 in the first 3 months of the account

 

 

good credit required

$49 annual fee

10% off on Disney purchases

read review

Benefits

For a full list of benefits visit Visa website. We’ll highlight the most important benefits here.

VISA cards come in two major tiers - VISA standard and premier VISA Signature with additional benefits

Visa Standard benefits

  1. Apple Pay. You can use your VISA card with Apple Pay if your bank supports it.
  2. Travel and Emergency Assistance Services. You’ll pay for actual services. VISA provides you with a free consultation and assistance only.
  3. Roadside assistance. You pay $59.95 for every use of the service.
  4. Emergency Card Replacement and Emergency Cash Disbursement.
  5. Rental Collision Damage Waiver. Available on all Visa cards. Good for 15 days of car rental or less and doesn’t cover ‘exotic or luxury cars’.

 

Additional Visa Signature benefits

  1. 24-hour concierge service.
  2. Travel accident insurance for a cardholder and family
  3. Lost luggage reimbursement


SIGN UP TO GET FREE
CREDIT SCORE UPDATES
and
exclusive members-only deals
Follow us
Facebook Twitter Google+