Individual

rewards 1 point per $1 on all purchases 

$95 annual fee, waived for the first year

a charge card - not a revolving credit

no credit limit

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rewards 1x-2x-3x on every dollar +25,000
  • earn 3x points on airplane tickets booked directly with airlines
  • 2x points for gas, supermarkets 
  • 1 point per dollar on everything else
  • get 25,000 points after spending $3,000 in the first 3 months of the account

 

good credit required

$195 annual fee, waived for first year

charge card, need to pay off balance in full every month

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intro purchase APR no intro offersregular APR13.49 - 23.49% (V)
intro BT APR 13.49-23.49 3% BT fee $10 min
rewards 1 point per $1 
  • earn 1 point per dollar on all spending
  • get 10,000 annual bonus points after  making a transaction within 65 days of account opening - enough for a $100 onboard credit

$69 annual fee

earn MyCruise points

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intro purchase APR no intro offerregular APR13.49 - 23.49% (V)
intro BT APR 13.49-23.49 3% BT fee min $10
rewards 1-3 points/$1 +10,000 intro points
  • earn 3x points on Norwegian  purchases
  • 1 point per dollar on other purchases
  • get 10,000 points after your first card purchase
good credit required

no annual fee

3x points on Norwegian purchases

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intro purchase APR no intro offerregular APR13.49 - 23.49% (V)
intro BT APR 13.49-23.49 3% min $10
rewards 2 miles/$1 +15.000 bonus miles
  • earn 2 miles on all purchases
  • get 15,000 miles bonus after first card purchase
  • 5,000 anniversary miles

 

excellent required
$0 Intro Fee for the first year; after that, Annual Fee will be $59

2 bonus miles per dollar

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