Celebrity Cruises Card by Bank of America

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intro purchase APR no intro offers	regular APR13.49 - 23.49% (V)
intro BT APR 13.49-23.49	3% BT fee $10 min
rewards 1 point per $1

• earn 1 point per dollar on all spending
• get 10,000 annual bonus points after  making a transaction within 65 days of account opening - enough for a $100 onboard credit

Terms and Conditions

Editors Review

Pros

• There are no annual fee and a $69 fee options
• 2 points per $1 spend for Celebrity Cruises or partner cruise lines purchases
• 1 point per $1 on all purchases
• Sign up bonus of 10,000 after making your first purchase in 65 days of the account
• No foreign transaction fees
• Redeem for cruise purchases

Cons

• Bonuses expire after 5 years
• Not a great rewards rate and redemption options

Verdict

As usual for affinity co-branded cards, it makes sense to apply only for a no annual fee card. The main problem is that you can redeem your points mainly for cruise purchases, with a redemption rate usually much less than 1 cent per $1 if you buy a cruise for points. 

Consider getting a high reward travels card instead – Barclaycard Arrival Plus, for example, it will let you earn up to 2.2 points per $1 and spend it on any travel purchases including cruises.