Celebrity Cruises Card by Bank of America

intro purchase APR no intro offersregular APR12.99 - 22.99% (V)
intro BT APR 12.99-22.99% 3% BT fee $10 min
rewards 1 point per $1 +10,000 annualy and +$300 intro
  • earn 1 point per dollar on all spending
  • get $300 discount on future cruise after spending $5,000 in the first 2 months
  • get 10,000 annual bonus points after spending $10,000

$69 annual fee

earn MyCruise points

Editors Review


  • There are no annual fee and a $69 fee options
  • 2 points per $1 spend for Celebrity Cruises or partner cruise lines purchases
  • 1 point per $1 on all purchases
  • Sign up bonus of $300 discount for a cruise of at least 7 nights in a Concierge Class Stateroom after $5000 in purchase in the first 60 days of the account. This bonus applies only to $69 annual fee card.
  • Sign up bonus of 10,000 after making your first purchase in 65 days of the account
  • Additional bonus of $75 for onboard credit if you spend at least $3000 in the first 90 days
  • Annual bonus of 10,000 points if you make at least $10,000 in purchases
  • No foreign transaction fees
  • Redeem for cruise purchases


  • Bonuses expire after 5 years
  • Not a great rewards rate and redemption options


As usual for affinity co-branded cards, it makes sense to apply only for a no annual fee card. The main problem is that you can redeem your points mainly for cruise purchases, with a redemption rate usually much less than 1 cent per $1 if you buy a cruise for points. 

Consider getting a high reward travels card instead – Barclaycard Arrival Plus, for example, it will let you earn up to 2.2 points per $1 and spend it on any travel purchases including cruises.

Last updated: 07/24/2016

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