Updated: 07/25/2016

Balance Transfer Credit Cards with No Fee

When choosing a balance transfer card, part of the equation is an intro balance transfer APR, but people tend to forget a balance transfer fee, which is commonly 3%-4% of every transfer. The best offers have both zero intro APR and no balance transfer fee. Here they are. Not so many, as you can see:

intro purchase APR 0% for 12 monthsregular APR12.49 - 22.49% (V)
intro BT APR 0% for 12 months 3% min $10
rewards $25 every quarter +$5 per quarter for checking account
  • get $25 every quarter if you pay your balance faster than just minimum payments
  • plus get additional $5 if you have a checking account with BoA
  • cashback is posted to your account automatically
good credit required

no annual fee

good 0% intro APR offer

up to $30 cashback every quarter

read review
intro purchase APR 0% for 18 monthsregular APR11.49 - 21.49% (V)
intro BT APR 0% for 18 months 3% min $10
good credit required

no annual fee

low APR 11.49-21.49%

read review
intro purchase APR 0% APR for 9 monthsregular APR13.49 - 23.49% (V)
intro BT APR 0% APR for 9 months 13.49-23.49%
rewards 1.5% +$100 bonus
  • get $100 bonus after spending $500 in the first 3 months
  • earn 1.5% cash back on all purchases

 

excellent / good credit required

no annual fee

1.5% cash back

$100 welcome bonus

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intro purchase APR 0% for 15 monthsregular APR11.40 - 21.40% (V)
intro BT APR 0% for 15 months 3% BT fee $10 min
good credit required

no annual fee

low ongoing APR

0% intro APR until March 2016

read review
  •  

Chase Slate card is a leader with its 15 months, 0% APR on balance transfers and purchases, and zero balance transfer fee for 60 days of the account. Even better, you can get the card with an average credit, which is not a usual offering.

Simmons Banks cards are hard to get because of a very strict and long application process, but they offer a low ongoing APR and no balance transfer fee.



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