no annual fee
good 0% intro APR offer
up to $30 cashback every quarter
Uncommon approach –the card that rewards you not for spending more but for decreasing your balance. Many cardholders apply a following card usage pattern: get a small balance on a card and pay it off a little bit faster than a minimum receiving $120 annually.
For collecting rewards, it is better to get a more common rewards card that gives you bonuses for maximum spending.