Travel credit cards offer a wide variety of rewards from airline and hotel cards that earn frequent flyer and loyalty points to general travel cards that award points that you can redeem toward any type of travel purchase. When choosing the best travel rewards card, it’s important to consider many variables such as the sign-up bonus, annual fee, ongoing reward rate, and how valuable the rewards and benefits will be according to your spending.
Many outstanding cards today do not charge you an annual fee, so you can choose between rewards, cash back or balance transfer cards, excluding only top-tier cards with luxury benefits.
Let’s have a look at different options so you could choose the card to fill your needs.
If you were already an Amex Costco cardmember, you have likely heard of the new Costco Anywhere Visa Card by Citi. This card provides shoppers the rewards and perks of the old card plus a little bit more. In fact, even if you aren’t a hardcore Costco shopper, you may find the new card to be one of the best everyday rewards credit card available. Here is a summary of what the new card offers and how its features stack up against similar credit cards.
As one of the most valuable tools that credit card issuers offer new cardholders, a 0% introductory APR can end up helping you to save hundreds of dollars either on new purchases or balance transfers. You can get the most value from this type of offer if you are able to pay down your balance within the introductory period. This type of promotion can include a 0% intro APR on purchases, balance transfers, or even both. Depending on what you need, cards you should consider for 0% intro APR on balance transfers include the Discover it, BankAmericard Credit Card, and Chase Slate, simply because they each offer the best balance transfer intro APRs available. For purchases, consider the BankAmercard Cash Rewards Credit Card or Citi Simplicity, to take advantage of a 0% intro APR, especially if you plan to make a large purchase right away. If you are diligent in paying your balance down, whether it’s a purchase or a balance transfer, within the introductory period, you can eliminate debt and save a great deal of money that would otherwise be tied up in interest payments.