Credit Cards for Bad Credit - Best Secured and Unsecured Options

What types of credit cards are available for people with bad credit, how to apply for an unsecured credit card and how to rebuild your bad credit and maintain a good credit behavior – in our guide on credit cards for bad credit.

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intro purchase APR 0% for 18 monthsregular APR11.49 - 21.49% (V)
intro BT APR 0% BT for 18 months 3% or $10 min BT fee
no credit required

no annual fee

low APR - 11.49-21.49%

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intro purchase APR 11.90% for 48 months on eligible purchasesregular APR25.49% (V)
intro BT APR not allowed not allowed
rewards 10% off on first purchase, 5% back in rewards
fair credit required

no annual fee

5% back in rewards on Best Buy purchases

6% back if you reach Elite status by spending $3500 a year

deferred interest offers (0%APR if paid in full in 6-60 months)

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intro purchase APR no intro offerregular APR24.50% Variable
intro BT APR not allowed not allowed
rewards 10% off at Macy's
fair credit required

no annual fee

20% off for two first days at Macy's

up to 10% off at Macy's if you participate for $25 per year

store card - not accepted anywhere except Macy's

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intro purchase APR no intro offerregular APR25.24% Variable
intro BT APR not allowed not allowed
rewards 5 points/$1 on Gap purchases, 1 point on other purchases
excellent / good credit required

no annual fee

earn 5 points on every $1 spent in GAP, Old Navy, Banana Republic and Athleta

earn 1 point per $1 on all other purchases where VISA is accepted

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intro purchase APR no intro offerregular APR25.49% (V)
rewards 1-5 points per $1
  • earn 5 points for every dollar spent in Old Navy, Gap, Banana Republic, Athleta
  • 1 point for every dollar spent anywhere else
  • get $5 for every 500 points

 

bad credit required
  • no annual fee
  • 5 reward points per dollar
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Best Gas Credit Cards for No Credit

Whether you are a college student who is just starting out or someone who just hasn’t had to establish credit, if you have no credit you could be in a difficult situation. In order to build your credit, you usually need some kind of credit. However, without credit, lenders may see you as a greater risk than others. Fortunately, there are gas credit cards and cards that award gas purchases for people with no credit. By using one of these cards and managing your account wisely, you will find yourself well on your way to establishing a positive credit history. And, before you know it, you’ll be able to qualify for better rewards credit cards and offers.

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07/21/2016

Top Choice for a Business Credit Card if You Have a Fair Credit

If you’re looking for a credit card for your small business but you have fair credit, you have a few different options. The best business credit cards can help you to build your business credit score, and attract partnerships with other vendors, lenders, and suppliers that are crucial to a successful business. You do have options with fair or average credit, and if you manage your account responsibly, you’ll be well on your way to running a successful and financially healthy business.

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Top Gas Credit Cards for Fair Credit

If you have fair credit, you’re caught right between poor credit and excellent. So, your credit rating isn’t terrible, and you can still work on improving your credit rating without resorting to a secured credit card. The best cards for building credit scores are often gas credit cards, which are typically more flexible when it comes to approval. Through managing your account responsibly and making your payments on time, you’ll see your credit score improve, and you’ll get a little back when you fill up at the pump.

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