VISA Credit Cards
VISA Inc is a US based company that offers financial services and facilitates worldwide payments via its global VISA payment service.
VISA is a strong leader in world payments industry, covering more than 60% of purchase transactions around the World.
Many banks worldwide issue credit, debit, prepaid or secured cards, supported by VISA payment system.
| regular APR | |
- earn 2% on grocery store and wholesale club purchases
- earn 3% on gas
- quarterly limit of $2,500 apply to gas and groceries combined purchases
- get $100 after spending $500 on the card in the first 3 months
no annual fee
2-3% cash back on gas, groceries, and wholesale club purchases
| regular APR | |
- get 1% cash back on al purchases
no annual fee
student card
up to 1.25% cash back
| regular APR | |
no annual fee with Costco membership ($55 minimum)
4% on gas, 3% on dining and travel, 2% on Costco purchases, 1% on all purchases
0% APR on purchases for 7 months
| regular APR | |
- earn 2x points on $1 spent on dining out and entertainment
- get 15,000 points after $1,000 in first 3 months
- redeem for gift cards or even cash
no annual fee
2x points on entertainment and dining
15,000 initial bonus
| regular APR | |
get $200 for spending $1000 on a card in the first 3 months
no annual fee
earn 1.5% flat rate cash back on all purchases
get $200 bonus for spending $1000 on the card in the first 3 months
0% APR on purchases and balance transfers for 12 months
Benefits
For a full list of benefits visit Visa website. We’ll highlight the most important benefits here.
VISA cards come in two major tiers - VISA standard and premier VISA Signature with additional benefits
Visa Standard benefits
- Apple Pay. You can use your VISA card with Apple Pay if your bank supports it.
- Travel and Emergency Assistance Services. You’ll pay for actual services. VISA provides you with a free consultation and assistance only.
- Roadside assistance. You pay $59.95 for every use of the service.
- Emergency Card Replacement and Emergency Cash Disbursement.
- Rental Collision Damage Waiver. Available on all Visa cards. Good for 15 days of car rental or less and doesn’t cover ‘exotic or luxury cars’.
Additional Visa Signature benefits
- 24-hour concierge service.
- Travel accident insurance for a cardholder and family
- Lost luggage reimbursement
CREDIT SCORE UPDATES
exclusive members-only deals
