Start your Student Journey with Capital One

intro purchase APR no intro offerregular APR20.49 - 20.49% (V)
intro BT APR 20.49 no BT fee
rewards 1-1.25% 
  • get 1% cash back on al purchases
fair credit / no credit required

no annual fee

student card

up to 1.25% cash back

Editors Review

Pros

  • 1% cash back on all purchases plus 25% additional bonus for paying on time, 1.25% rewards rate in total 
  • No annual fee
  • No international transaction fee
  • Average or no credit needed
  • 20.49% APR on purchases and balance transfer
  • Redeem cash back as a check or a statement credit
  • Credit line increase after 5 months on time payments
  • No balance transfer fee, 20.49% APR apply
  • Free access to credit score online – that feature can help young people to understand the FICO score better.
  • Travel accident insurance, auto collision damage waiver

Cons

  • No sign up bonus
  • No intro APR

Verdict

One of the best student credit cards, offering 1.25% cash back along with no annual fee and average APR. Good start for building a credit history for a college student.

Last updated: 02/20/2017




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