Who doesn't like the thought of something “free”? One thing...
When choosing a balance transfer card, part of the equation is an intro balance transfer APR, but people tend to forget a balance transfer fee, which is commonly 3%-4% of every transfer. The best offers have both zero intro APR and no balance transfer fee. Here they are. Not so many, as you can see:
Excellent Credit Required - Applicants that do not have excellent credit will not be approved
Low 7.75% variable standard purchase APR and platinum benefits
No balance transfer fee for balances transferred in response to this online offer
No Annual Fee
no annual fee
intro BT APR
points for carrying a balance
Chase Slate card is a leader with its 15 months, 0% APR on balance transfers and purchases, and zero balance transfer fee for 60 days of the account. Even better, you can get the card with an average credit, which is not a usual offering.
Simmons Banks cards are hard to get because of a very strict and long application process, but they offer a low ongoing APR and no balance transfer fee.