United Mileage Plus Card by Chase

intro purchase APR no intro offerregular APR16.49 - 23.49% (V)
intro BT APR 16.49-23.49% 5% BT fee $5 min
rewards 1x-2x miles per dollar +30,000 bonus miles
  • earn 2x miles on United purchases
  • 1x regular rate on all other purchases
  • get 30,000 miles bonus after spending $1,000 in the first 3 months 
good credit required

$95 annual fee, waived for the first year

first checked bag free

30,000 miles intro bonus

Editors Review

Pros

  • 2x miles on United purchases
  • no international transaction fee
  • great 30,000 intro bonus

Cons

  • $95 annual fee, waived for the first year

Verdict

A typical affinity co-brand card focused on frequent United travelers. First checked bag free is an advantage not everyone can appreciate. Great starting bonuses and additional spending bonuses make the card much more interesting given you are ready to spend enough to qualify for the offer.

If you travel not only United, there several better travel cards options for you with 2-2.2% rewards rates - Chase Sapphire Preferred, Capital One Venture and others.

Last updated: 03/02/2017


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