interviews
Kabbage Makes Opening a Business Line of Credit Quick and Easy
Kabbage, an online business lender, uses an automated system to review applications and doesn’t have a strict credit-score requirement.
You can apply for a line of credit for up to $100,000 in minutes and you could get money into your account within days.
SoFi Is Trying to Build a New Kind of Financial Services Company
For too long, finance has lacked speed, transparency, and alignment with customers’ interests. We spoke with Dan Macklin, the vice president of community and member success at SoFi, about the company’s past, present, and future.
A Rewards Credit Card That Makes It Easy to Support Causes You Care About
Stephen Garten wanted a rewards credit card that lets you easily donate your cash back to charities. He wanted every swipe to lead to a donation and an altruistic company to back the product. In 2016, he founded Charity Charge and started offering consumers the Charity Charge credit card.
The Zebra is Making Auto Insurance Black and White
Hunting for an auto insurance policy can be a pain. You might need to fill in all your information to get a quote and then do that over and over again to try and find the best price.
Adam Lyons and Joshua Dziabiak founded The Zebra in 2012 to help consumers deal with the potential frustrations.
We asked Adam Lyons, CEO of The Zebra, some questions about the company and auto insurance in general (including tips to getting a lower rate).
Due Helps Freelancers and Small Business Owners Get Paid On Time
While everyone looks forward to getting paid for their work, the administrative task of creating, sending, and tracking invoices can sometimes be a pain. In 2015, Due released an online invoicing platform that helped simplify the entire process. Since then, they’ve expanded to offer a range of payment-related services, including merchant services and global online payments.
Metromile Offers Pay-Per-Mile Auto Insurance
Metromile offers pay-per-mile car insurance. This means that unlike traditional car insurance companies who charge a flat rate, Metromile insurance is based off of the miles you drive.
Metromile was founded in 2011, but the idea of pay-per-mile car insurance isn’t a new one — in fact, the concept has been around for nearly 100 years, but the technology to get an accurate read on mileage did not exist and was not affordable until recently.
Affirm Offers a New Way to Finance Large Purchases
Buying new furniture, appliances, or a mattress can be expensive. You might be able to finance the purchase with a credit card, layaway, a retailer’s financing plan, or a personal loan, but each has its pros and cons. Affirm, which launched in 2013, partners with retailers to offer a new financing option to customers.
Read our interview with Christina Ra, Head of Communications at Affirm.
What Is FINRA and How Does It Help Individual Investors?
We recently had a chance to speak with Gerri Walsh, the senior vice president of Investor Education at FINRA and president of the FINRA Investor Education Foundation, about the organization and how it helps benefits individual investors.
NAPFA Could Help You Find a Financial Advisor Who Has Your Interests at Heart
The National Association of Personal Financial Advisors (NAPFA) is a professional association for fee-only advisors. We spoke with Geoffrey Brown, Chief Executive Officer, about the association’s history, what its members offer, and what people should look for in a financial advisor.
Debitize: Use a Credit Card Like a Debit Card
What if you could get the perks that come from using a credit card without having to worry about having enough money in your checking account to pay the bill? Debitize makes that a possibility, which is why I was excited to discuss the company and service with its founder, Liran Amrany.
Walla.by: Optimize Your Credit Card Spending for Rewards, Interest, Cash Flow – or All Three
Matthew Goldman and Todd Zino founded Wallaby Financial in 2012. The company initially created an app that tells users which credit card will earn them the most rewards for a given purchase.
We interviewed Goldman and discussed the evolution of the Wallaby app and company, which Bankrate bought in 2015. We also asked him which cards he keeps in his wallet.
Final Card: Trying to Build a Credit Card Company Without Perverse Incentives
Ever had your credit card information stolen? Perhaps you used a card to buy gas or groceries, and the next thing you know there are odd purchases showing up in your account. While the Fair Credit Billing Act limits your loss from unauthorized purchases to $50, and many major credit card issuers have a zero-liability policy, dealing with a compromised, lost, stolen, or deactivated card can be frustrating.
First-hand experience with these frustrations led Aaron Frank, Matt Rothstein, and Andrew Dietrich to start Final. In addition to offering a physical credit card, customers can generate multiple credit card numbers to use while shopping online.
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