Credit cards blog
Read our latest tips on choosing a right credit card, interesting card reviews and trendy topics on consumer finance from our experts
Best Hotel Rewards Programs Explained
If you frequently travel, it’s important to make sure you get the most out of your hotel stays with the right hotel rewards program. The best hotel rewards programs and credit cards for free nights are the Marriott Rewards and Hilton HHonors programs and for families, the best hotel rewards program is the Choice Privileges program. For business travelers, there are many options, but the Starwood Preferred Guest hotel rewards program is considered one of the best.
What Credit Cards Solutions do you have After a Bankruptcy Situation?
Filing bankruptcy can give you a new beginning and a fresh start to good credit. However, getting credit cards after bankruptcy can be confusing and, sometimes difficult until you have increased your credit rating. Fortunately, there are credit cards designed for those who have filed bankruptcy and may have lower credit scores. Some of the best credit cards available after bankruptcy are unsecured, like the Milestone Mastercard . Other cards you should consider after bankruptcy, include secured options like the Capital One Secured MasterCard, which comes with no annual fee, no foreign transaction fee, and no balance transfer fee. By using one of these cards and making note of a few of our easy tips for repairing your credit, you’ll be on your way to a good credit score after bankruptcy, in no time.
What Credit Card can you get with Poor Credit?
If you have poor credit, and you’re looking for a credit card that you can use to help rebuild or build your credit rating, you have a number of options. The cards available for those with poor or lower credit scores, are designed to give you an opportunity to use the card as you would any card, and, as you manage the account responsibly, your payments are reported to the credit bureaus resulting in better credit scores. Some of the best credit cards for poor credit include options that require a security deposit as well has those that do not require deposits.
No Interest Credit Cards - too Good to be True?
One of the biggest expenses when it comes to using credit cards, is the interest rate. Depending on your credit worthiness, the APR can be more than 20%, which adds up quickly even if you only use your card once in a while. In order to get the most for your money, it’s best to choose the credit cards with the lowest interest rates. Even better are no interest credit cards. These cards are rare, but are available in different forms, including cards like the Citi Simplicity card which offers new cardholders 0% introductory APR for purchases and balance transfers for 21 months. Other no interest cards include charge cards like the Premier Rewards Gold Card from American Express, which is a charge card with no interest. Here are other things to keep in mind when choosing a no interest rate credit card.
How to Establish Credit?
Whether you are 18 years of age and just starting out establishing a credit history, in the process of reestablishing after bad credit, or looking for ways to establish business credit, there are options available to help give you a boost in your journey. Some of the best cards for starting out include student credit cards like the Discover it for Students, and for reestablishing credit, you might want to consider one of the U.S. Bank Secured cards or one of primor’s line of secured credit cards. Last, if it’s business credit you need to establish, we’ve included some helpful tips and new business credit card recommendations for getting your business its own solid credit rating.
What is the Best Airline Rewards Program?
It’s no secret that airline rewards and frequent flyer programs provide travelers with some of the best perks available. If you are loyal to a specific brand or airline, you’ll likely find the best program to be the one accompanying that brand.
However, for those who haven’t yet chosen a particular airline, or your travel arrangements vary according to whichever provides the best deal, you may be interested in which airlines are known for providing the best frequent flyer programs.
Many of these reward programs offer an extra incentive to choose their particular airline and provide benefits that not only make your time in the air more comfortable but can also help you save money each time you fly.
Who Needs a Black Card?
When many of us think of a Black Credit Card, we imagine celebrities and wealthy people. The truth is that many consumers won’t ever need a Black credit card, but if you do, you may find the benefits are worth considering. Here’s what you need to know about the luxury cards referred to as Black Credit Cards.
Medical Credit Cards Review - Better Use a Regular Card
Medical bills have long been a primary cause of bankruptcy and debt. Many consumers look for other options to help pay for medical expenses with credit cards. Although you can essentially use any credit card to cover medical bills, there are medical credit cards specifically designed for this purpose that may provide additional benefits. Plus, even if you have health insurance, a medical credit card can cover expenses that aren’t included with your insurance such as medical devices and equipment...
6 Best Cash Advance Credit Cards
Credit cards provide a number of benefits, but they can also come in handy by providing a line of credit you can use in the event of an emergency. If you ever need cash quick, most cards allow a cash advance option you can access from either the ATM or checks that you can fill out and use as if you are writing the check from your bank account.
However, cash advances are not generally recommended because they not only come with extra fees and a higher APR, but there usually isn’t a grace period. So even if you do pay off your balance before the next billing cycle, you’re still charged an extremely high amount of interest. If you do find yourself in a pinch and have no other choice, here are the best credit cards to consider for cash advances.
Love to Travel? Credit Cards That Will Fly You
There are a number of great credit cards for earning miles. These include co-branded airline credit cards and general travel rewards credit cards.
If you prefer a particular airline, we recommend Chase Southwest Rapid Rewards Premier, Amex Gold Delta SkyMiles, and Citi AAdvantage Platinum Select MasterCard. These are some of the most popular airline rewards cards providing miles for purchases that you can redeem for award flights on your favorite airline. They also include various benefits like priority boarding and free checked bags that can save you money and time at the airport.
If you aren’t loyal to a specific airline, the best credit card for miles is a general travel rewards card that awards your purchases and allows you to redeem for a variety of awards. Some of our favorite general travel cards for earning miles are the Capital One Venture and Chase Sapphire Preferred cards. Both cards also include a variety of benefits that can make traveling a little more comfortable.
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