Buy Power by Capital One

intro purchase APR 0% for 12 monthsregular APR13.40 - 23.40% (V)
intro BT APR 13.4-23.4% no BT fee
rewards 5% per $1 for first $5,000 2% regular
  • get 5% on the first $5,000 annual spending
  • 2% on all purchases
  • redeem towards your next GM vehicle purchase

no annual fee

5% on the first $5,000 per year

2% on all purchases

Editors Review

A card that will help you to save more on your next GM vehicle

Pros

  • 5% rewards on your first $5,000 per year on all purchases
  • 2% regular rate
  • No limit and no expiration on rewards
  • No annual fee
  • 0 % intro APR for first 12 months
  • Low regular APR – 13.4% to 23.4%
  • No foreign transaction fee
  • Word Elite master Card benefits: $1m travel accident insurance, rental insurance, collision damage waiver, trip cancellation insurance and more

Cons

  • Rewards are redeemable only for GM vehicle purchase, and the card doesn’t make sense if you are not saving for a car

Verdict

Definitely not a card for everyone. The card is not a good option unless you are saving towards a new GM vehicle. 

Redemption limitation apply - typical redeem limit is $1,000 per vehicle with up to $3,000 for luxury models.

Last updated: 02/27/2017




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