Classic Platinum by Capital One
$39 annual fee
for no credit or average credit
A card for average or no credit
- No balance transfer fee
- No foreign transaction fee
- Available with no credit
- Annual fee - $39 per year
- No rewards and no sign up bonuses
- High 20.9% APR on balance transfers and purchases
A good card for people with no credit or previous problems in credit history. Good for building/rebuilding credit history. Not so good for carrying a balance.
Slightly lower APR than on a Platinum credit card (20.9 vs 24.9%) for a grater annual fee ($39 vs. $19).
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