VISA Credit Cards

VISA Inc is a US based company that offers financial services and facilitates worldwide payments via its global VISA payment service.

VISA is a strong leader in world payments industry, covering more than 60% of purchase transactions around the World.

Many banks worldwide issue credit, debit, prepaid or secured cards, supported by VISA payment system.

intro purchase APR no intro offersregular APR13.74 - 13.74% (V)
intro BT APR 4% min $10 13.74%
rewards 1-2 miles/$1 +10,000 on sign-up
  • 10,000 miles after first card purchase
  • 2 miles per $1 on Asiana purchases
  • 1 mile/$1 on all purchases

 

 

excellent required

$80 annual fee

2 miles/$1 on Asiana purchases

1 mile/$1 on all purchases

10,000 miles sign up bonus

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intro purchase APR 0% for 12 monthsregular APR12.49 - 22.49% (V)
intro BT APR 0% for 12 months 3% BT fee $5 min
rewards 4 points/$1 +25-75% points bonus
  • get 4 points for every $1 spent
  • earn 25-75% bonus in points if you have a checking account with PNC

 

 

excellent required

no annual fee

4 points per dollar

low points value

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intro purchase APR no intro offerregular APR12.49 - 21.49% (V)
intro BT APR 12.49-21.49% 3% min $5
no credit required

no annual fee

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intro purchase APR no intro offerregular APR10.25 - 10.25% (V)
intro BT APR no intro offer no BT fee
excellent required

no annual fee

low 10.25% APR

no BT fee

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intro purchase APR no intro offerregular APR25.24% Variable
intro BT APR not allowed not allowed
rewards 5 points/$1 on Gap purchases, 1 point on other purchases
excellent / good credit required

no annual fee

earn 5 points on every $1 spent in GAP, Old Navy, Banana Republic and Athleta

earn 1 point per $1 on all other purchases where VISA is accepted

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Benefits

For a full list of benefits visit Visa website. We’ll highlight the most important benefits here.

VISA cards come in two major tiers - VISA standard and premier VISA Signature with additional benefits

Visa Standard benefits

  1. Apple Pay. You can use your VISA card with Apple Pay if your bank supports it.
  2. Travel and Emergency Assistance Services. You’ll pay for actual services. VISA provides you with a free consultation and assistance only.
  3. Roadside assistance. You pay $59.95 for every use of the service.
  4. Emergency Card Replacement and Emergency Cash Disbursement.
  5. Rental Collision Damage Waiver. Available on all Visa cards. Good for 15 days of car rental or less and doesn’t cover ‘exotic or luxury cars’.

 

Additional Visa Signature benefits

  1. 24-hour concierge service.
  2. Travel accident insurance for a cardholder and family
  3. Lost luggage reimbursement


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