BoA Cash Rewards for Business
no annual fee
3% cash back on gas and office needs
2% on restaurants
1% on other purchases
0 intro APR for 9 months
- No annual fee
- 1% cash back on all purchases, 2% on restaurants, 3% on gas and office supplies (with $250 000 annual cap, 1% after limit)
- 0% APR on purchases for 9 months from opening the account
- $200 statement credit bonus after making at least $500 in purchases in the first 60 days of your account opening
- 3% international transactions fee – if you frequently travel it is definitely a drawback
- No sign up bonus offered
- Surprised to see that 2% cash back do not apply to “bakeries, coffee shops, grocery stores” and “ do not include merchants that sell large or high-priced office equipment such as computers or desk units” - read terms and conditions for details.
Verdict and Alternatives
Decent card with no annual fee and 1-3 % cash back.
However, I will go for Chase Ink card, which offers up to 5% cash back on selected categories and no annual fee as well.
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