BankAmericard Travel Rewards Card for Students

intro purchase APR 0% for 12 monthsregular APR15.49 - 23.49% (V)
intro BT APR 15.49-23.49 3% min $10
rewards 1.5 points/$1 +20,000 intro points
  • earn 1.5 points for every $1 in purchases
  • get 20,000 points after spending $1000 in the first 3 months
  • redeem points for travel as a statement credit towards travel expenses

 

no credit required

no annual fee

1.5 points/$1

+20,000 points bonus

Editors Review

A travel version of BoA Rewards card.

Pros

  • No annual fee
  • 1.5 points per $1 on all purchases
  • You can redeem points for a statement credit (100 points for $1) towards travel purchases – no seat restrictions, no blackout dates. Minimum for redeeming is 2500 points ($25 equivalent).
  • 0% intro APR purchase for 12 months
  • No foreign transaction fee – that is essential for a travel card
  • Get 20,000 points ($100) for spending $1000 in the first three months of the account

Cons

  • APR is higher than for Rewards card – 15.49%-23.49%
  • No intro APR for balance transfer

Verdict

A good travel card – no international transaction fee, 1.5 % rewards rate.

Rewards redeem process is simple and straightforward. If you do not travel abroad and spend a lot on gas and groceries, you can look at another card from BoA: Students Rewards card

Last updated: 02/24/2017









SIGN UP TO GET FREE
CREDIT SCORE UPDATES
and
exclusive members-only deals
Follow us
Facebook Twitter Google+