BankAmericard Travel Rewards Card

back BankAmericard Travel Rewards

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intro purchase APR 0% for 12 months	regular APR15.49 - 23.49% (V)
intro BT APR 15.24-23.24%	3% min $10
rewards 1.5 points/$1	+20,000 intro bonus

• earn 1.5 points for every $1 on all purchases
• get 20,000 signup bonus after spending $1000 in the first 3 months
• redeem points as a statement credit to offset your travel spending balance 

excellent required

Terms and Conditions

Editors Review

Pros

• No annual fee
• 1.5 miles per $1 spend on all purchases
• 20,000 points ($200 equivalent) sign up bonus if you spend at least $1000 in the first three months.
• Easy points redeem – use it as a purchase eraser for travel related expenditures
• No foreign transaction fee
• 10% bonus if you have BoA checking or savings account
• Chip on a card – for better security and worldwide acceptance
• 12 months intro 0% APR on purchases

Cons

• No balance transfer intro APR offered
• Regular APR higher than on a BoA Americard card

Verdict

One of the best travel rewards cards with an ongoing 1.5% rewards rate, no annual fee, and sign up bonus.

Close competitors charge you an annual fee like Barclaycard Arrival Plus card (with a rewards rate of 2.2%) or do not offer a sign-up bonus like Capital One Quicksilver Rewards card.